In addition to all the benefits of a low rate and secure USFCU Visa® card, we also offer a rewards program with points earned with every purchase. Your monthly statement reflects your CURewards balance. The benefits of CURewards includes a user friendly website, redemption on great products including merchandise, travel and gift cards. You can also download the mobile app to shop while on-the-go. Take advantage of CURewards today!
Visa Credit Card Rates
Visa Credit Card Disclosure
Rates
Description
Platinum
Platinum Plus
Platinum Preferred
Annual Percentage Rate (APR) for Purchases
12.99%
9.89%
7.90%
APR for Balance Transfers
12.99%
9.89%
7.90%
APR for Cash Advances
12.99%
9.89%
7.90%
Penalty APR and When It Applies
None
None
None
How To Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date (Grace Period) each month.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $0.00
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using credit cards, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Description
Platinum
Platinum Plus
Platinum Preferred
Annual Fee
None
None
None
Transaction Fees
Description
Platinum
Platinum Plus
Platinum Preferred
Balance Transfer
None
None
None
Cash Advances
None
None
None
Foreign Transaction
1.00% with currency conversion and/or 0.80% without currency conversion.
