Debit Cards

The United Southeast Federal Credit Union VISA ^® EMV Debit card makes day to day purchases easier - whether online or in person.  You may use your USFCU VISA^® EMV Debit card where ever you see the VISA^® logo.  Our debit card also doubles as an ATM card so you can withdrawal cash from your checking account at any ATM location.

The Difference Between "Debit or Credit"

When asked this question, the merchant is simply asking how you would like your transaction processed. No matter your response, the transaction will be deducted from your USFCU checking account.

What is the Difference?

Debit - The transaction is processed through the ATM network and you may be required to enter your personal identification number (PIN).

Credit - The transaction is processed through the VISA® network. Although, there is little difference, this option actually helps your credit union and other members because VISA® transactions are more efficient and less costly than ATM transactions.

Sometimes, merchants do not offer the consumer the option of Debit or Credit. No worries. The transaction will still process fine!

So, the next time you are asked, help your credit union and say "CREDIT"!!

If you already have a checking account with US, you can request your VISA^® Debit Card by completing a simple request form. If you do not have a checking account with US, simply stop by and talk to one of our Member Service Representatives. We’ll be happy to open your new checking account and get your VISA^® Debit Card ordered for you right away!