If you haven’t tried our Mobile App yet, you are missing out on one of the greatest services USFCU provides. Now, you can make deposits through Checks2US-mobile deposits. With this convenient, secure, easy-to-use service you can:
Save time with fewer trips to our branches
Deposit checks directly into your USFCU savings, checking, club or money market accounts.
Get confirmation on your mobile device for each successful deposit.
Checks2US is a remote deposit solution accessed through United Southeast Federal Credit Union’s Mobile Access platform that allows members to electronically deposit checks via their mobile device.
Members can download the USFCU Mobile Access app by visiting the app store on their Android or IOS device and search using the phrase “USFCU”. If you experience technical difficulty, please contact US.
Making a Deposit with Checks2US is as easy as 1-2-3:
TAP
Tap the Checks2US button from the home menu within your Mobile Access app.
SNAP
Snap a picture of the front and back of the check being deposited
Must use the same UserID and password to login to Mobile Access as used for online access
Members cannot setup a new UserID or password via Mobile Access – credentials must be verified using a computer first.
Members must have a valid email address
How do I access/enroll in Checks2US?
You must be a member of USFCU who is enrolled in @ccessUS – online access.
Download the USFCU Mobile Access app from the iOS App Store or Google Play on your device. Search for USFCU and download the app for United Southeast Federal Credit Union.
Login to Mobile Access using your @ccessUS UserID and password.
Expand menu, choose 'Deposit Checks' and request Checks2US service.
Accept the terms and conditions agreement.
Then, simply tap, snap and deposit.
Are there limits to the amount and number of deposits I can make?
Yes, they are as follows:
$5,000 total daily limit.
Only one (1) check can be deposited at a time.
Is a special endorsement required for mobile deposits?
Yes. Please include all of the following information with your endorsement:
Signature
“Mobile Deposit”
Member/Account number
Date
Are deposits immediately available for use?
All deposits will be reviewed before being credited to your account. If you submit a check after business hours, it will be reviewed the next business day. Standard check holds may apply. Please refer to our funds availability policy in the Truth in Savings Disclosure from your Certificate of Ownership for more details or contact US with any questions.
How do I verify that a check has been accepted?
To check the status of a deposit, log into your account via Mobile App , expand menu, and chose 'Deposit Checks. Deposit history for all deposit statuses will be displayed as “Pending,” “Rejected,” or “Complete".
What kinds of items are not acceptable for Mobile Deposits?
A check drawn from a USFCU account
An item drawn on the member’s own account
Non-Negotiable Items
Foreign Checks / Foreign Money Orders
Altered Checks
Stale Dated Checks
Expired Checks
Post-Dated Checks
Incomplete Items
Damaged Checks
Non-legible Checks
Money Orders
Traveler’s Checks
Checks payable to an individual not on the account (3rd party checks)
Previously deposited checks
Substitute checks
Savings Bonds
Cash
What should I do with my check after making a deposit via Checks2US?
It is suggested that you retain your check at least until it has cleared your account. Once cleared, it is best to write “VOID” on the check and/or shred it. DO NOT mail the check to the credit union nor bring it in for a deposit.
Can I use Checks2US to deposit funds to other financial institutions?
No. The eligible USFCU deposit accounts will appear in the Accounts list.
Are mobile deposits safe/secure?
Mobile Access uses the same level of security and encryption standards as @ccessUS, ensuring that deposits made through Checks2US and personal information are safe and secure.
